Terms of Use
Effective date: August 2026
Who we are
Pacific Healthcare Savings connects individuals and families with licensed health insurance advisors who compare private health plans from multiple carriers. We are an independent marketing and referral service — not an insurance carrier, not a government agency, and not affiliated with the ACA Marketplace, Medicare, or Medicaid.
No insurance or financial advice
Content on this site is general information, not insurance, legal, tax, or financial advice. Plan availability and regulations vary by state. Always confirm plan details, networks, and exclusions in the official plan documents before enrolling.
Carrier names and trademarks
Carrier names and logos referenced on this site are trademarks of their respective owners, used to indicate the types of plans our advisors may compare. Their appearance does not imply sponsorship or endorsement of this site by any carrier.
Consent to contact
By submitting your contact information through a quote or contact form, you expressly consent to be contacted by a licensed advisor at the phone number and email you provide — including by autodialed or prerecorded calls and text messages where permitted by law. Consent is not a condition of purchase, and you may revoke it at any time.
Acceptable use
You agree not to submit false information, interfere with the operation of the site, or use automated tools to scrape or overload it.
Limitation of liability
The site is provided as-is. To the fullest extent permitted by law, we are not liable for indirect or consequential damages arising from your use of the site.
Contact
Questions about these terms? Email hello@pacifichealthcaresavings.com.