Coverage that follows you from contract to contract
Agency benefits end when the contract does. A private PPO you own keeps working between assignments and across state lines — so a three-week gap never means going uninsured.
Start with your state.
Coverage options and carriers vary by state.
The usual problem
- Agency coverage that ends with every contract
- Gaps between assignments with no insurance at all
- HMO networks that stop at the county line
- Re-enrolling in a new plan every 13 weeks
The private PPO answer
- One plan, every assignment. Your coverage doesn't reset when your contract does.
- Networks that travel. PPO networks cover you on assignment far beyond your home base.
- No-gap transitions. Enroll any month, so the space between contracts stays covered.
Why travel nurses choose a private PPO
Travel nursing pays well precisely because it's flexible — but that flexibility is exactly what breaks employer-style coverage. Agency plans start and stop with each contract, and Marketplace plans are anchored to one region's network.
A private PPO is coverage you own. It enrolls year-round, doesn't care who your current agency is, and uses broad networks designed to work when you're 500 miles from home. For travel nurses, that means one card in your wallet from your home base to anywhere your next contract takes you.
What happens when you reach out
Answer three quick questions and a licensed advisor gives you a call. They'll handle whatever you need — options, network checks for the hospitals you actually work at, and enrollment — free, and around your shift schedule.
Frequently asked questions
Will I be covered while on assignment in another state?
PPO networks are built for exactly this — broad, multi-state access to doctors and hospitals. Your advisor can confirm coverage for the specific regions you work in.
What happens between contracts?
Nothing — that's the point. Your private plan continues as long as you keep it, whether you're on assignment or taking a month off.
Is this different from the agency's benefits?
Yes. Agency benefits belong to the agency and end with the contract. A private PPO belongs to you.